Comprised of curriculum-correlated content, Financial Literacy is a content-driven, visually stimulating, and media-rich online economics and personal finance resource specifically designed for students in grades 7–12. If you do not find the answer to your question in our extensive help section, please contact us for further assistance.
The following browsers are compatible with Financial Literacy:
Internet Explorer 7 and higher (Internet Explorer 9 and higher is recommended.)
Safari 4 and higher
Firefox 3 and higher
Chrome 8 and higher
Financial Literacy is iPad, iPhone, iPod touch, and netbook compatible.
Financial Literacy includes text-to-speech by ReadSpeaker. ReadSpeaker works within all supported browsers.
Accessing the Site
Financial Literacy is a subscription-based Web site. You can log on to the site in four ways: via username and password, referring URL, IP authentication, and Google Single Sign-On.
If you have trouble accessing the site, please contact the person inside your school, library, or institution in charge of database access. If you need further help, please contact us. When contacting us, please have ready your account information, including the name of the institution or individual on the account.
Single Sign-On (SSO)
Institutions configure Google Single Sign-On (SSO) to make it fast and easy for users to access multiple products. Interested customers should contact Customer Care to implement Single Sign-On with Financial Literacy. If your institution uses SSO, and has configured this site to work with it, users can simply click the “Instant Login” button and sign in with their Google SSO credentials. Rosen Publishing does not sell any data from Google Single Sign-On or use it for marketing purposes.
Save to Google Drive
Users can save PDF articles to their Google Drive to read and share later. Click the Save button in the top right of an article and save it to your Google Drive.
Compelling, authoritative economics and financial content from Rosen Publishing—a gold standard in nonfiction resources for over fifty years—is available online for the first time with Financial Literacy.
In keeping with Rosen tradition, all content in Financial Literacy is developed for teen learners with their unique learning styles and sensibilities in mind. Teen-friendly articles make economics and personal finance both readily comprehensible and highly engaging. Dynamic videos and relevant photos enhance and extend learning. Financial tools and interactive calculators give teens hands-on practice in financial computation for real-world situations. Financial Literacy delivers curriculum-correlated content; promotes digital literacy and 21st-century learning skills; and offers research, report, and homework help.
Financial Literacy provides comprehensive curricular support. Correlated to Common Core state standards for English language arts (ELA) and mathematics; state standards for language arts, mathematics, and economics; and National Standards in Personal Finance Education as created by the Jump$tart Coalition for Personal Financial Literacy, Financial Literacy is a rich, reliable source for economics research and reports. Content is sourced from a talented range of economics and finance experts, educators, and authors with experience tailoring material for teens. Dynamic videos and interactive financial tools partner with this age-appropriate text to offer learners economics content that is both required and inspired. Financial Literacy covers the subjects that are high-stakes and high-interest for today’s students and tomorrow’s economists.
Financial Literacy draws on Rosen's extensive and growing list of more than 500 new and backlist books from its most trusted and respected series. Through a rigorous editorial process, all content is thoroughly revised and updated for online use. Content is written by professional writers, experienced in communicating to a student and with expertise in a range of economics and finance subjects and themes.
Financial Literacy does not accept advertising.
Resources for Teachers/Librarians
Financial Literacy offers an extensive array of resources to help librarians and educators most effectively use this online resource. From curriculum correlations and promotional materials, to lesson plans and printable research guides for your students, you will find all the tools you need to support both your colleagues and your teen users here. Click any link on the left navigation of the Resources for Teachers/Librarians page to explore the many resources available to librarians and educators.
You can also access your usage statistics; download Web widgets and buttons; and subscribe to the free, bimonthly Financial Literacy Customer Newsletter.
At Financial Literacy, we are committed to ensuring that our products are accessible to all users, including persons with disabilities.
Financial Literacy meets all level-one guidelines of Section 508 of the Rehabilitation Act. It is also designed to meet Priority 1 and 2 of the Web 3 Content Accessibility Guidelines 1.0. Compliance with each of these guidelines has also been documented and reviewed during the visual design build phase.
If you have trouble accessing or reading any part of this site, please contact us.
External Links and Resources
All recommended Web sites and organizations are annotated and reviewed by Rosen Digital’s team of editors, professionals experienced in creating content for teens.
However, since Web content is constantly changing, the Rosen Publishing Group recommends that teens check with their parents or teachers before visiting any linked Web sites.
Recommended nonfiction books are based on careful assessment of the quality, accuracy, and currency of available age-appropriate titles, as well as suggestions from teachers and librarians.
The Financial Literacy homepage includes engaging, interactive activities that are updated on an ongoing basis. To reach the homepage from anywhere in the site, simply click the Financial Literacy logo on the upper left of any page.
Take a Closer Look
This section features dynamic, high-interest videos to help learners connect economics to everyday life. Clicking the “Learn More” link will take users to a featured article.
Making Sense of It
This section features interesting or fun facts and content, with the goal of drawing users into the resource and encouraging economics inquiry and curiosity.
Think Fast/Cast Your Vote
Think Fast allows users to test their knowledge of economics topics. After choosing an answer, you’ll see if you are right and find more information about the correct answer. You can also click to an article about the topic. Cast Your Vote allows you to share your opinion on a topic. After voting, you will see the poll results, which will include your vote. You can then also click to an article about the topic.
Financial Literacy has created a variety of financial calculators to reinforce financial lessons and offer real-world applications. To use, click the Financial Tools & Calculators badge on the homepage or in the left navigation bar of any article.
Financial Literacy has created a variety of interactive activities to prompt students to use real-world Web sites and software to create unique user-generated content including: podcasts, public service announcements, multimedia presentations, digital business plans, and dynamic articles. To use, click the Interactive Activities badge on the homepage or in the left navigation bar of any article.
Navigation and Search
Financial Literacy allows users to find articles by visual browse, text search, and media search.
Visual browse is accessed through the homepage. To begin, click on any of the categories in the left navigation bar.
The visual browse screen displays all of the categories at the top of the page, allowing users to switch between subject areas. Subcategories and articles are shown in a column below. Subcategories are graphically shown with a thumbnail image, a title, and a double arrow symbol (>>). Clicking on a subcategory will open another level of articles and subcategories.
Articles are displayed with a thumbnail image and a title, but do not include the double arrow symbol. Clicking on the article title will take the user to the first section of that article.
Browse by Subject
To browse by subject, simply click on the Subject button in the top navigational bar anywhere in the site. You will then see a listing of the major topics the site covers. Clicking any of these will show a listing of subcategories with articles listed below them.
Browse by A-Z
You can also browse for topics using an alphabetical list. Simply click the A-Z button in the top navigational bar anywhere in the site. From the Browse A-Z page, select a letter at the top of the page to see topics that begin with that letter.
The A-Z browse displays all articles alphabetized by the article name. It also contains all key topics found within articles, alphabetized by the key topic name. The name of the article the key topic appears in is displayed in parenthesis after the key topic.
You can search for an article from any page using the search box in the top right corner. Simply type in your search term(s) and hit enter or click on the magnifying glass. This will produce two types of search results: Text search and media search. Text search results will appear on the left side of the page. Media search results (images and video files) will appear on the right side of the page.
If your search does not return any results, the site will try to suggest other search terms that will return better results for you. Your results page will display “Did you mean” with up to three choices of alternate searches. Click any of those terms to start a new search with the term. You can also click the link to browse subjects by Visual Browse. From the Visual Browse page, select a category to navigate through the site.
Text Search Results
Text search results appear on the left side of the page in a numeric list. The search term is highlighted in the search results. Users will view the title of an article, as well as content from the article that corresponds to the search term. Clicking on a title will take the user to the article section that contains the search term.
If no results are found, the site will suggest a possible alternative or direct the user to the visual browse.
Media Search Results
Media search results appear on the right side of the page. Users will view an image or video file that corresponds to the search term. Clicking on the item will take the user to the article section where the image or video file appears.
All articles are laid out in the same format to allow for easy reading and navigation. The left side of each page features buttons that allow you to print or email the article. The Cite This Article button lets you view the article citation in MLA (Modern Language Association) format, APA (American Psychological Association) format, or Chicago Manual of Style (16th edition) format.
The article table of contents appears below these buttons. Click on any section in the table of contents to navigate to that section. You can also click on the Investigate section to read about topics similar to the current article.
Each article contains a Find Out More section with Web sites and recommended reading annotated and reviewed by Rosen editors.
In the top right corner of each article are two helpful tools:
1. The Select Language drop-down menu allows you to instantly translate article text into over 100 languages.
2. The Share tool allows you to save and share articles with family and friends via Facebook or other services. With this feature, full articles can be viewed with no login required.
Disclaimer: Financial Literacy offers a machine translation of selected content. This functionality is provided solely for your convenience and is in no way intended to replace human translation. Rosen Publishing makes no representations or warranties with respect to these translations.
Links to Previous Section and Next Section allow you to navigate backward and forward through the sections of the article.
At the bottom of each section, you can find the article citation in MLA, APA, or Chicago Manual of Style format.
All articles contain visual elements, including featured videos and images. To view an image in a larger format, click the “View Larger Image” link. A new window will open with a larger version of the image. This is especially useful for viewing images that contain labels. From this window, you can print the larger version of the image.
Financial Literacy contains dozens of high-interest videos that bring the content to life and support visual learners. All videos are designed to work with Flash or HTML5 compatible browsers using the H264 codec.
To play a video, click on it or select the play icon from the video controls displayed along the bottom of the video. In Flash, a video player known as JW Player is used. The video controls include play/pause, location control, time stamp, volume, and full screen mode. For HTML5, the player’s video controls are determined by the browser and the operating system. Please see the player documentation for each device.
Financial Literacy is proud to offer text-to-speech by ReadSpeaker. Text-to-speech helps newer, challenged, or ESL readers by allowing them to listen to the text as it is read aloud.
Text-to-speech can be activated in two ways. First, by clicking the Listen button at the top of each article section. This will open a window that displays the play controls, settings, and a “No Sound” link in case the audio does not play. Text-to-speech is also activated by selecting text in an article and clicking the pop-up button.
When you click the Settings link, you can choose whether you want the text highlighting option to be on a word per word and/or sentence basis, or if you don’t want any highlighting. You can also adapt the speed of the reading and select a male or female voice. The “No Sound” link can be used if your system requirements do not allow for text highlighting to work and will download an mp3 file of the audio for that article section.
In all articles, the Print button in the left navigation bar will open a new window that allows you to either print the current section of the article you are viewing or to print the entire article. Images and the article citation will be printed.
You can also print the current section by going to your browser’s File menu and selecting the Print option. If you have difficulty printing, please check your printer setup.
Click the Email button in the left navigation bar to email an article to yourself or someone else. When you click this button, a new window containing a form will open. You must enter your name, your email address, and the recipient’s email address. If you wish to send the article to yourself, put your own email address in the field for the recipient’s email address.
You may also enter an optional greeting/message to the recipient and attach images from the article to your email if you wish. The article citation will also be included in the email in MLA (Modern Language Association) format, APA (American Psychological Association) format, or Chicago Manual of Style (16th edition) format.
Email messages, in rare cases, may take up to an hour to be received after they are sent. If you have trouble receiving email sent from the site, please check your email junk mailbox or filter, or check the spelling of the email address to which you are sending.
Click the Cite This Article button in the left navigation bar to see the article citation in MLA (Modern Language Association) format, APA (American Psychological Association) format, or Chicago Manual of Style (16th edition) format.. A new window will open to display the citation.
Each article has a glossary that features key terms found in that article. To view the glossary for any article, click the Glossary link that appears in that article’s table of contents in the left navigation bar. To view key terms within an article, place your cursor on the bold text.
The article glossaries have been custom-created by Rosen editors to be age-appropriate and relevant to economics content for teens.
You can view your account information and usage statistics from throughout the site. First, log into the site as a subscriber. Then click the link to Resources for Teachers/Librarians in the left navigation bar. From the Resources for Teachers/Librarians page, click the link to Usage Statistics in the left navigation bar. Then simply log in with your administrative username and password to access your account information and usage statistics.
If you need further site help, you can contact the Financial Literacy support team in several ways.
Contact us via email.
Contact us toll-free by phone at (877) 381-6649.
Contact us by mail at:
29 East 21 Street
New York, NY 10010